Derek and his team have provided an extremely high level of service with my investments and tax planning. After meeting with Derek, he created a comprehensive plan for my financial future that suited both my goals and risk tolerance. The portfolio manager and my investments have performed extremely well, and it is nice having complete transparency about the fees I am paying. Derek is never too busy to answer a call or an email and has always gone the extra mile to make sure I make sound financial decisions. I appreciate that I have been able to set up, contribute and manage my account entirely over the phone or email. I highly recommend Derek, his team and Everything Financial for any financial services you may need.