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It’s a common question — and the right answer isn’t the same for everyone.

The decision depends on:

• Interest rates and expected investment returns
• Your cash flow and risk tolerance
• Short- and long-term financial goals

Peter explains how to weigh your options and decide which approach makes the most sense for your situation.

If you’re facing debt in retirement, the right solution depends on your goals and financial situation.

Key differences include:

• How each option impacts your home equity
• The effect on cash flow and monthly obligations
• Long-term consequences for your estate and legacy

In this video, Peter breaks down when a reverse mortgage may make sense — and when a consumer proposal could be the better path.

In this final session of 2025, Peter looks ahead and shares your essential 2026 financial to-do list on CTV Morning Live Vancouver.

Here are a few key takeaways:

• Review or update your will if it hasn’t been done in the last five years.
• Think twice before contributing to an RRSP if your income is under $50,000 — you may be in the lowest tax bracket.
• Over 80% of Canadians don’t have a real financial plan. How much money you have (or don’t have) has nothing to do with getting one. Find a Registered Financial Planner and make 2026 the year you get a plan in place.
• Explore strategies to make part of your mortgage tax-deductible and start building passive tax savings.

Tune in for practical insights to help you start the year with clarity and confidence.

If so, where should it go? With Portfolio Management, you hold all the cards.

Advantages include:

• The flexibility to delay income if you’re still working
• The ability to accelerate income if you have a decreased life expectancy
• The opportunity to leave a legacy to your estate, children or a charity

Tune in to this week’s CTV Morning Live Vancouver, where Peter breaks down these details and more.

More retirees are carrying mortgage debt than ever before, and it’s not always a bad thing. In this week’s session, Peter breaks down:

• Why more people retire with mortgages
• When it’s not actually a problem
• Smart ways to manage it

Retirement doesn’t have to mean being mortgage-free — it means being financially smart.

An Ontario woman was shocked with a $660,000 tax bill after both her parents passed away just months apart. How did this happen — and how can you protect your family from the same fate?

This week, Peter breaks down:

• What happens to your RRIF when you pass away
• How rental properties and family cottages are taxed
• Smart steps to reduce estate taxes and preserve wealth

Don’t wait until it’s too late — learn how to plan ahead and safeguard your legacy.

Thinking of co-signing your child’s mortgage? Think again.

• You’re liable for 100% of the debt
• It counts against your borrowing power
• Renewal can happen without your consent
• Nearly impossible to unwind if things go sideways

Smarter alternatives: early inheritance (investments, HELOC, reverse mortgage) + estate equalization planning. Peter breaks it all down on this week’s CTV Morning Live Vancouver.

Are you a small business owner?

Tune in to this week’s session of CTV Morning Live Vancouver for Peter’s tips on how to use a personal corporation to build wealth.

Here’s what you’ll learn:

• How leaving retained earnings in your corporation can fuel long-term growth
• How your company can act as your own pension plan
• How to use corporate funds for insurance instead of personal dollars (and even convert taxable investments through insurance strategies)

Don’t miss these insights and more.

Feeling the back-to-school, back-to-work exhaustion? You’re not alone. Historically, September has been the worst-performing month for markets (since 1927, per Bank of America & Bloomberg).

• Don’t be surprised.
• Stay the course—it all averages out.
• Or, if you’ve been waiting on the sidelines, this could be your dip-buying moment.

Oddly enough, February is the next worst month, while July shines as the strongest. Catch Peter on CTV Morning Live Vancouver for smart, practical financial insights you can actually use.

Don’t just lock in the lowest rate—make your home equity work for your retirement. Here’s how:

• Re-amortize to lower payments and use the extra cash flow to top up your TFSA or RRSP
• Consolidate debts—shift what you already owe into a lower-interest option
• Explore a mortgage deductibility strategy

Your mortgage doesn’t have to be 25 or 30 years. Build wealth now, and you’ll have the flexibility to pay it off later. Peter shares his top tips on this week’s session of CTV Morning Live Vancouver. Don’t miss it!

Bought a prebuild in 2021 or 2022? Now it’s time to close—but the bank’s appraisal is way lower than what you paid.

So what happens now?

• Can you walk away from the deal?
• How do you cover the gap?
• What happens to your deposit?

Peter breaks it all down on CTV Morning Live Vancouver, tune in to learn about your options before it’s too late.

A recent report says you do, but is it true? Tune into Peter this week on CTV Morning Live as he breaks down fear vs fact.

Take this real couple:

• Retired at 65 and 63
• $610,000 in investments
• Total monthly income: $8,050
• Only need $5,000/month to live well

They have more than enough, and they’re not touching their principal. Don’t buy into the hype pushed by banks and mutual fund sales reps. Make smarter, clearer financial decisions.