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Is life insurance still important in retirement? Do you really need it? The answer depends on your unique situation and your wishes.

Life insurance can help cover a variety of expenses, including funeral costs, estate expenses, legacy planning and even taxes owing on your RRIF. If you have outstanding debts, life insurance can also help ensure those obligations are covered.

Hayley Mann joins CTV Morning Live Vancouver to break down the factors you may not have considered. Tune in for practical advice on determining whether life insurance still has a role in your retirement plan.

How much is your home really worth — and what drives that value? Trevor Parkhouse breaks down the key factors that influence home prices, from market conditions and interest rates to renovations and buyer demand.

Not every upgrade delivers a return, and mortgage decisions can feel overwhelming. Tune in for expert insights on home equity, mortgage options and how to make informed decisions about one of your biggest assets.

Feeling anxious about your investments? Hayley Mann joins CTV Your Morning Vancouver to share practical advice for navigating market ups and downs. Instead of reacting to daily headlines, focus on your long-term goals, review your portfolio regularly and remember that market declines and recoveries are a normal part of investing.

Trying to time the market rarely pays off — staying diversified and disciplined often does. Tune in for expert insights on managing volatility and keeping your financial plan on track.

Should you keep your home or become a renter in retirement? Many retirees are surprised to find that renting can offer greater flexibility and less stress. Trevor Parkhouse joined CTV Your Morning Vancouver to discuss the key factors to consider when making this decision.

Both options have advantages and drawbacks, so the right choice depends on your financial situation, lifestyle and retirement goals. Tune in to explore the pros and cons of owing versus renting.

This week on CTV Your Morning Vancouver, Hayley Mann breaks down your options when it comes to taxes. Learn more about tax refunds vs. taxes owing, common misconceptions and the scenarios that can lead to either outcome.

So, what’s actually better? The answer might surprise you. Tune in to find out.

How do you know you are getting unbiased financial advice? Trevor Parkhouse joins CTV Your Morning Vancouver and explains the difference between a financial plan and an investment portfolio. Tune in to find out what comes first, what’s important and what a financial plan might look like for you.

Whether you are young and just starting to think about your finances or well into your journey, it’s important to consider your financial goals and how to best use your “excess” wisely. Get started today by learning about common mistakes and the key goals to work toward.

Why do capital gains get such a bad reputation? Hayley Mann breaks down what you need to know, from tax implications to the pros and cons of taking those profits. Learn what adjusted cost base is and why it matters, plus how to plan deductions year to year to keep taxes manageable. With today’s lower inclusion rate, timing can make a big difference. The right strategy depends on your situation, but smart planning can help you make the most of your gains.

Trevor Parkhouse joins CTV Your Morning Vancouver to chat about tax-free savings accounts (TFSAs) and how they offer flexibility when managing your money.

There’s no limit to how many TFSAs you can have, but there is a yearly contribution limit. It’s important to keep track — over-contributing can lead to penalties. Your contribution room resets every January, and you can check your limits anytime through your CRA account. You can withdraw funds whenever you want, and any growth stays completely tax-free. Tune in to learn more.

This week on CTV Your Morning Vancouver, we’re talking pensions. Hayley Mann walks through the key questions to consider and how to get the most out of your retirement plan. Tune in for everything you need to know — from types of pensions and withdrawal options to transferring funds and tax implications. Make the most of your pension and head into retirement with confidence.

We all want the most from our investments, but Trevor Parkhouse joins CTV Your Morning Vancouver to explain why using multiple advisors can create challenges. Even with good advice, a lack of coordination can lead to issues, like overcontributing to your TFSA.

Having multiple investments isn’t the problem, making sure they work together is key.

Bonus: What to do with your tax return? Pay down debt first. If you’re debt-free, consider investing.

Tune in for smart financial advice.

Are you putting off your estate planning because it feels uncomfortable? Take the stress and mystery out of the process. Hayley Mann joins CTV Your Morning Vancouver to share a fresh perspective on planning ahead and preparing for your loved ones in the best way possible.

Depending on your situation, it’s important to ensure everything is organized and that you have a plan in place. Naming beneficiaries on your accounts is key, and having a will, power of attorney, and representation agreements are all important considerations.

Tune in to learn more.

What’s the difference between paper wealth and liquidity? Trevor Parkhouse breaks it down.

Paper wealth includes assets like home equity, RRSPs and GICs but that doesn’t always mean you have accessible cash when you need it. The key takeaway? Diversification matters. Options like a home equity line of credit or a tax-free savings account can help improve liquidity and give you more financial flexibility.

Tune in to learn how to create more breathing room in your finances.

This week, Hayley Mann joins CTV Your Morning Vancouver to break down what a Registered Retirement Income Fund (RRIF) is and how to use it effectively. While many wait until age 71 to withdraw, starting earlier may help reduce taxes and improve estate planning.

Tune in to learn how to make the most of your retirement savings.

Hayley Mann joins CTV Your Morning Vancouver this week to break down the new GST rebate for first-time buyers on newly built or substantially renovated homes.

Eligible buyers could receive up to 100% of the 5% GST rebate on homes under $1M, with the rebate decreasing as purchase prices rise.

Tune in for the details and expert advice.

You may not be able to take advantage of this program the way you could before. Trevor Parkhouse explains what’s changed and what it could mean for you.

The biggest impact? The cost of deferring your property taxes will likely be much higher than in the past, as the new rules bring interest rates more in line with traditional lending rates. These new rates apply to property taxes deferred starting in 2026 and onward.

So, is deferring still worth it? In many cases, it may no longer be the most efficient option. Tune in to learn what this means for homeowners and whether this strategy still makes sense for you.